Platform Updates

1. 2026-10-21Card BIN

   New BIN range 5262SG with Apple Pay / Google Pay; team fund management, redesigned card opening and more

   1. New BIN range 5262SG (Mastercard, Singapore), open to all users For AI subscriptions (ChatGPT, Claude, Gemini), API credits (OpenAI, Anthropic, etc.), compute top-ups and software subscriptions. Supports 3DS and can be added to Apple Pay and Google Pay. Other spending, such as ads or online shopping, will be declined and the card may be frozen. 3DS codes appear on the card details page and in your email. Find it under "Open a new card → All BINs". 2. Team accounts: funds per member, spending and balance in plain view · The owner allocates funds to each member, e.g. $600 to media buyer A, who opens and tops up cards only with that $600; unspent funds can be reclaimed. · Allocated funds are set aside and can't exceed the owner's balance, so every member gets real money, not a limit they can't use. · Owners see each member's available funds and spending; members see what they have left. · Members close their own cards with just the last 4 digits, no two-factor code. 3. Card opening: pick by purpose Based on issuer policies and real success rates, we match each purpose with a suitable BIN range and adjust as things change. "Pick by purpose" now has 11 scenarios, adding Facebook Ads, Google Ads, TikTok Ads, Apple Pay / Google Pay, App Store / Google Play, cloud / SaaS / AI tools and online shopping; each shows the card you'll get and its fees. "All BINs" lists the most used first, with "3DS supported" and "Transaction fee $0" filters. New "Open a new card" menu entry. 4. One-click card actions In "My cards", top up, withdraw, freeze / unfreeze or close any card right from the list. 5. Other Menu renamed: "Account top-up", "Team account"; new "Top up account" button on the dashboard; all-time totals moved to the top of "Account statement"; negative amounts now show as "-$1.00". Fees ("Fees for this card"), allowed uses and prohibited categories of each BIN range are shown on the card opening and card details pages.

2. 2026-10-17Card BIN

   New cards: add to Apple Pay / Google Pay, subscribe to ChatGPT and Claude smoothly, new ad card with 0% top-up fee

   Want to pay with Apple Pay or Google Pay, or subscribe on the App Store or Google Play? You can now use the new 4413USa card. It also works for ChatGPT and Claude subscriptions and for API credits from OpenAI, Anthropic and others, and it supports 3DS verification. We have also launched the Hong Kong card 4938HKa and the ad card 5556US. Choose them on the "Open a new card" page. 1. 4413USa (Visa, US) For mainstream AI subscriptions such as ChatGPT, Claude and Gemini, plus API credits, compute top-ups and common software subscriptions. Supports 3DS verification and can be added to Apple Pay and Google Pay. 2. 4938HKa (Visa, Hong Kong) General-purpose BIN for advertising, cloud services, software subscriptions and more. For AI subscriptions other than Claude and ChatGPT, such as Cursor. Supports 3DS verification and can be added to Apple Pay and Google Pay. 3. 5556US (Mastercard, US) Ad card, the same type as 5378US, for advertising, cloud services, software subscriptions and more. Accounts in the advertiser group pay a 0% card top-up fee on 5378US and 5556US. Ad buyers can contact our dedicated support (Telegram @rdvccsupport or live chat) to confirm their business and join. Tips · Identity verification (valid ID + face check, about 3 minutes) is required once before opening a card; verified accounts don't need to repeat it. · On 4413USa and 4938HKa, when a 3DS check appears, choose "Email" on the merchant's verification page. The code appears in the "3DS verification code" section of the card details page and is also sent to your registered email. It may take 1-2 minutes, so keep the merchant page open. · Card opening fees and per-transaction fees are listed under "Fees for this card" on the card opening page. Each BIN's allowed uses and prohibited categories are shown on the card opening and card details pages; please follow them.

3. 2026-10-07Feature

   October update: 6 networks and USDC for top-ups, statements, card search, simpler card opening, 3 new languages

   1. Top-ups: 6 networks, plus USDC Your personal deposit address supports TRC20, ERC20, BEP20, Solana, Arbitrum and Polygon; all except TRC20 also accept USDC (credited at the market rate on arrival). The top-up page shows each network's expected arrival time. Minimum 35 USDT / USDC per deposit; 0.5% fee. 2. Statements From the 1st of each month, download last month's statement (PDF / CSV), plus a payment receipt for every credited top-up (one by one or as a monthly bundle). They are not invoices. Go to: Account → Statements. 3. Simpler card opening Browse all card ranges and set up your cards before topping up or verifying your identity. When you confirm, we guide you to top up or verify if needed. Opening a card now takes 3 steps instead of 4. 4. Two-factor authentication (2FA) 2FA is no longer required to open a card. It is still required to view CVV and expiry date and for batch export or closing (turn it on in Security settings). Turning on 2FA now requires your login password and sends an email confirmation. 5. My cards: search and available limit Search by label or card number (last 4 digits, first digits or full number), also in Batch Manage and Export. Cards now show only the “Available limit”. 6. New languages Traditional Chinese, Spanish and Portuguese: switch at the top right of the site; set your account and email language in My profile → Language preference. 7. Support in your language Live chat and support tickets are auto-translated in Simplified and Traditional Chinese, English, Russian, Spanish and Portuguese (for Spanish or Portuguese, contact us from that version of the site). 8. Also Login emails are no longer case-sensitive; times are shown in Hong Kong time (UTC+8). Questions? Contact us anytime via live chat.

4. 2026-09-30Notice

   Card issuance unavailable 00:00–08:00 (Hong Kong time) on the 1st of each month

   On the 1st of every month, from 00:00 to 08:00 (Hong Kong time), the bank carries out system maintenance and new cards cannot be issued. Please try again after 08:00. · Card applications submitted during maintenance will fail, and the reserved amount is returned to your account balance immediately. You are not charged. · Top-ups and payments on existing cards are not affected.

5. 2026-09-21Feature

   Bulk management: open 30 cards per batch, act on up to 50 at once; CSV export for transactions and statements

   1. Bulk card opening: up to 30 per batch Fill in the configuration once on the card-opening page, set the quantity, and open up to 30 cards in one go. 2. Bulk actions on your cards Select cards under "My cards" and run one action on up to 50 cards at a time: · Top up — two modes: a fixed amount per card, or "top up to a target balance" (each card is topped up by its own shortfall — handy for bringing a batch of subscription cards to the same balance) · Freeze / unfreeze · Withdraw balance — moves each selected card's withdrawable balance back to your account in full; cards with activity in the last 48 hours are skipped automatically to avoid settlement claw-backs · Close — requires your 2FA code; the card balance is returned to your account 3. CSV export for transactions and account statement "Transactions" and "Account statement" now have an "Export CSV" button: pick a date range (UTC dates, up to 92 days / 20,000 rows), filter by card if you like, and open the file directly in Excel. It contains no card numbers or CVV, so it is safe to hand to your accountant or bookkeeping software. Questions? Reach us anytime via live chat.

6. 2026-09-16Feature

   September updates: Telegram notifications, team accounts, self-service limit raise, auto top-up, billing phone & email

   All five were requested repeatedly through support, and they are now live: 1. Telegram notifications Card transactions, deposits, support replies and login alerts can now be pushed to your Telegram, faster than email. Go to Account → My profile → Link Telegram and tap Start in Telegram. Each type can be switched on or off, and you can unlink at any time. 2. Team accounts Create a team and invite members. Members open and top up cards within the quota you assign and cannot touch your balance; every card records who operated it, and you can view quota and spending per member. Freeze or remove a member at any time and reclaim their cards in one click. Entry: Account → Team. 3. Self-service card limit raise When you hit your card limit, click "Request a raise" on the card-opening page. The system reviews it automatically within seconds and adds 10 cards each time. No need to contact support; an account with normal usage history qualifies. 4. Card auto top-up Turn on "Auto top-up" in a card's details and set a monthly cap. When a subscription renewal is due or a payment is declined for insufficient balance, the system tops up the card from your account balance automatically, so AI subscriptions and ad accounts keep running. Fees are the same as manual top-ups, and every auto top-up is confirmed by email. 5. Phone and email on billing address The billing address at card opening now has optional phone and email fields. Some merchants verify the billing phone; for the email, use the one registered with that service — matching it improves the chance of a successful card binding. Questions? Reach us via live chat any time.

7. 2026-09-01Card BIN

   New BIN live: 5378HK with 3DS support

   The new Mastercard 5378HK card segment is now available, the first on the platform to support 3DS security verification. It supports PayPal binding, advertising, and payments from independent websites like Amazon, making it suitable for merchants with strict card requirements. If the merchant requires security verification (3DS) during payment, the verification code will be displayed in real-time on the card details page and simultaneously sent to your registered email address, requiring no additional configuration. Fees: Card activation fee 1 USD; 3DS verification fee 0.20 USD/time – only incurred when the merchant initiates 3DS verification for a specific transaction; no fee is charged for regular transactions. If the merchant uses contactless verification (no code required), it will also count as one transaction. Other fees are consistent with similar card segments. To activate your card: Account → Activate Card, select the 537872HK card segment.

8. 2026-08-31Notice

   Monthly maintenance: card issuing paused for some BINs (1st, early hours)

   Scheduled issuing-channel maintenance: On the 1st of each month, 00:00–08:00 (UTC+8), new card issuing is paused for the following BINs: ・5378 ・4288 ・4413 ・4938 ・5329 Only new issuing under these BINs is affected — spending, top-ups, withdrawals and closures on existing cards work normally, and all other BINs issue as usual. Please plan issuing outside the maintenance window. We apologize for the inconvenience.

9. 2026-08-28Feature

   Funds you add to RDVCC can now be refunded on request~

   You signed up for RDVCC but haven't opened your first card yet. We suspect you've been hesitating over one question: if I add funds and it doesn't work out, can I get my money back? Now you can relax: you can request a refund of your unused prepayment directly, returned through the payment processor to the receiving address you specify — no account closure required. The money you add always stays yours. A few more changes worth coming back for: 💰 Lower fees — the account top-up fee is now a flat 0.5%; card top-ups moved to tiered pricing, as low as 0.5% — the more you use, the less you pay. 🔄 Card balance can go back to your account — unused funds on a card move back to your account balance in one click, and you then decide whether to open a new card or request a refund. No idle money. 💳 More BINs, more scenarios — AI subscriptions (ChatGPT / Claude), ad campaigns, flights & hotels, overseas shopping, US Apple ID, PayPal payments — there's now a suitable BIN for each. Ready to try? Start with just $35: top up and open a $30 card — issued in minutes. Open your first card: https://rdvcc.com/account/cards?utm_source=email&utm_campaign=nocard2608

10. 2026-08-23Fees

    Card top-up fees upgraded: tiered by monthly volume, now as low as 0.5%

    Effective today (2026-08-23), the card top-up service fee (including the card-limit service fee) is upgraded from a flat 2% to tiers based on your monthly top-up volume — the more you top up, the lower the rate: · Under $1,000 this month: 2% (same as before) · From $1,000: 1.5% · From $5,000: 1% · From $10,000: 0.8% · From $50,000: 0.5% Three rules, stated plainly: 1. Automatic tiering, no application: calculated automatically from your calendar-month cumulative top-up volume (card limits included) — no support ticket, no application; 2. Effective the same month: once the month reaches a tier, that month's top-ups are charged at that tier; 3. Overcharges refunded automatically: any amount already charged at a higher tier this month is refunded to your account balance automatically, visible in your statement (type: card top-up tier refund). Counting restarts on the 1st of each month. Everything else stays the same: flat 0.5% account top-up fee, cards from $1, no monthly or annual fees. Users with negotiated custom rates keep their custom rates, unaffected by the tiers. Full price list and tier details: rdvcc.com/pricing

11. 2026-08-14Fees

    Refund fees are now tiered — lower than the previous flat 10% in most cases

    The fee charged when a merchant refund is released to you used to be a flat 10%. It is now tiered, based on your own refund activity. How it works (per account, rolling 30-day window): · 1st and 2nd refund in the window — a flat $1, no rate calculation · From the 3rd onward — we compute your refund rate = refunds in the window ÷ settled purchases in the window, then apply: under 8% → 2%, minimum $1 8% to 15% → 4%, minimum $1 15% and above → 6%, minimum $1 What this means for you: if you only occasionally receive a merchant refund, you pay noticeably less. A $100 refund used to cost $10; your first two now cost $1 each. Do note the $1 minimum on small amounts: a $5 refund cost $0.50 under the old rule and costs $1 now. Why tiered: each refund has to be verified individually and pulled back from the issuer, so our cost tracks the number of refunds rather than their size. Charging per refund is fairer for occasional cases; when refunds make up a large share of your transactions, handling cost rises sharply, which is what the tiers reflect. The window rolls — refunds older than 30 days drop out of the calculation and will not follow you indefinitely. Please note: this covers the release fee on merchant refunds. A refund of unused prepayment (whether you close your account or simply request one) is a separate matter and remains a flat $2 (payment processor fee included), unchanged by this update.

12. 2026-08-03Feature

    Billing address improvements: ZIP-matched for US cards, now available for SG and HK

    To improve card-linking success rates, we have refined how billing addresses are assigned when a card is issued. What changed: · US cards are now ZIP-matched — a newly issued US card receives an address with the same ZIP code as the region you are in at the time of issuance, or failing that, an address in the same state, instead of a random one · Singapore and Hong Kong cards are now assigned billing addresses as well (Hong Kong does not use postal codes, so an empty ZIP field there is expected) · Addresses come from a public address dataset, and each card gets its own — no address is shared between users What this means for you: newly issued cards get a billing address closer to where you actually are. Cards already issued are unaffected and keep their current address. If you know which billing address you need, you can replace ours at any time from the card details page — for new and existing cards alike. What we assign is a working default, not a restriction.

13. 2026-07-22Feature

    Cards now come with a billing address — no more making one up

    When you issue a card, the system now assigns it a genuine billing address matching the card's issuing country. It appears on the card details page as soon as the card is ready, alongside the card number, expiry date and CVV. Why it matters: merchants such as Claude, OpenAI and Facebook ask for a billing address when you add a card. Making one up, or reusing the same address across several cards, can be flagged as suspicious by the merchant's risk controls. After this change: · Every card has its own billing address, not shared with your other cards · The address matches the card's issuing country — a US card gets a US address, a Singapore card gets a Singapore address · You can edit it yourself on the card details page if you need to When adding the card at a merchant, copy the address shown on the card details page exactly as it is, rather than typing your own.

14. 2026-07-16Feature

    Personal top-up address is live — one address you can reuse every time

    Top-ups have been upgraded: every account is now assigned a permanent personal top-up address. You no longer create an order and wait for an address before each top-up. After this change: · The address is assigned once and stays valid, so you can save it in your address book and reuse it · Your top-up address appears immediately when you open the top-up page, with no waiting · Pay to that address and it is credited automatically, and you do not need to declare the amount in advance · Several major networks are supported, switchable on the page What this means for you: the most tedious part of the old flow — creating an order and then matching the exact decimal amount — is gone. Send whatever amount you want. Note: the personal top-up address is provided by the payment processor Gate Pay, which also receives the payment. Gate Pay converts it to US dollars and the amount is settled to your account balance. RDVCC does not receive or hold any crypto assets. ⚠️ Your personal address is tied to your account, so do not share it: anything sent there is credited to you. Assets other than USDT sent to this address cannot be credited.

15. 2026-07-03Feature

    The site is now available in English

    The full English version of the site is live. Switch languages from the selector in the top-right corner. The home page, pricing, card issuance, deposits, card management and account settings are all available in English. This means you can share a link with colleagues or friends who don't read Chinese — the page opens in English, with no need for browser translation. New pages and content will be published in English as well. If you find a page where the translation is wrong, or that still shows Chinese, please open a ticket and let us know.

The entries above are historical announcements, kept as written at the time of publication. Card types, fees and limits change as we adjust operations — always rely on the live figures shown on the card issuance and deposit pages.