Platform Updates
Card BIN releases, fee changes, feature launches and rule changes, published in reverse chronological order. This is the same content you see in your dashboard after signing in.
- Card BIN
New BIN live: 537872HK with 3DS support
The new Mastercard 537872HK card segment is now available, the first on the platform to support 3DS security verification. It supports PayPal binding, advertising, and payments from independent websites like Amazon, making it suitable for merchants with strict card requirements. If the merchant requires security verification (3DS) during payment, the verification code will be displayed in real-time on the card details page and simultaneously sent to your registered email address, requiring no additional configuration. Fees: Card activation fee 1 USD; 3DS verification fee 0.20 USD/time – only incurred when the merchant initiates 3DS verification for a specific transaction; no fee is charged for regular transactions. If the merchant uses contactless verification (no code required), it will also count as one transaction. Other fees are consistent with similar card segments. To activate your card: Account → Activate Card, select the 537872HK card segment. 📣 We have launched an official Telegram channel, where you will receive first-hand updates on the new card segment and features – join us through the "Telegram Channel" in the sidebar of the backend.
- Notice
Monthly maintenance: card issuing paused for some BINs (1st, early hours)
Scheduled issuing-channel maintenance: On the 1st of each month, 00:00–08:00 (UTC+8), new card issuing is paused for the following BINs: ・537872 ・428842 ・441370 ・49387518 ・532959 Only new issuing under these BINs is affected — spending, top-ups, withdrawals and closures on existing cards work normally, and all other BINs issue as usual. Please plan issuing outside the maintenance window. We apologize for the inconvenience.
- Feature
Funds you add to RDVCC can now be refunded at any time~
You signed up for RDVCC but haven't opened your first card yet. We suspect you've been hesitating over one question: if I add funds and it doesn't work out, can I get my money back? Now you can relax: you can request a refund of your unused prepayment directly, returned through the payment processor to the receiving address you specify — no account closure required. The money you add always stays yours. A few more changes worth coming back for: 💰 Lower fees — the account top-up fee is now a flat 0.5%; card top-ups moved to tiered pricing, as low as 0.5% — the more you use, the less you pay. 🔄 Card balance can go back to your account — unused funds on a card move back to your account balance in one click, and you then decide whether to open a new card or request a refund. No idle money. 💳 More BINs, more scenarios — AI subscriptions (ChatGPT / Claude), ad campaigns, flights & hotels, overseas shopping, US Apple ID, PayPal payments — there's now a suitable BIN for each. Ready to try? Start with just $35: top up and open a $30 card — issued in minutes. Open your first card: https://rdvcc.com/account/cards?utm_source=email&utm_campaign=nocard2608
- Fees
Card top-up fees upgraded: tiered by monthly volume, now as low as 0.5%
Effective today (2026-08-23), the card top-up service fee (including the card-limit service fee) is upgraded from a flat 2% to tiers based on your monthly top-up volume — the more you top up, the lower the rate: · Under $1,000 this month: 2% (same as before) · From $1,000: 1.5% · From $5,000: 1% · From $10,000: 0.8% · From $50,000: 0.5% Three rules, stated plainly: 1. Automatic tiering, no application: calculated automatically from your calendar-month cumulative top-up volume (card limits included) — no support ticket, no application; 2. Effective the same month: once the month reaches a tier, that month's top-ups are charged at that tier; 3. Overcharges refunded automatically: any amount already charged at a higher tier this month is refunded to your account balance automatically, visible in your statement (type: card top-up tier refund). Counting restarts on the 1st of each month. Everything else stays the same: flat 0.5% account top-up fee, cards from $1, zero spending fees, no monthly or annual fees. Users with negotiated custom rates keep their custom rates, unaffected by the tiers. Full price list and tier details: rdvcc.com/pricing
- Fees
Refund fees are now tiered — lower than the previous flat 10% in most cases
The fee charged when a merchant refund is released to you used to be a flat 10%. It is now tiered, based on your own refund activity. How it works (per account, rolling 30-day window): · 1st and 2nd refund in the window — a flat $1, no rate calculation · From the 3rd onward — we compute your refund rate = refunds in the window ÷ settled purchases in the window, then apply: under 8% → 2%, minimum $1 8% to 15% → 4%, minimum $1 15% and above → 6%, minimum $1 What this means for you: if you only occasionally receive a merchant refund, you pay noticeably less. A $100 refund used to cost $10; your first two now cost $1 each. Do note the $1 minimum on small amounts: a $5 refund cost $0.50 under the old rule and costs $1 now. Why tiered: each refund has to be verified individually and pulled back from the issuer, so our cost tracks the number of refunds rather than their size. Charging per refund is fairer for occasional cases; when refunds make up a large share of your transactions, handling cost rises sharply, which is what the tiers reflect. The window rolls — refunds older than 30 days drop out of the calculation and will not follow you indefinitely. Please note: this covers the release fee on merchant refunds. A refund of unused prepayment (whether you close your account or simply request one) is a separate matter and remains a flat $2 (payment processor fee included), unchanged by this update.
- Feature
Billing address improvements: ZIP-matched for US cards, now available for SG and HK
To improve card-linking success rates, we have refined how billing addresses are assigned when a card is issued. What changed: · US cards are now ZIP-matched — a newly issued US card receives an address with the same ZIP code as the region you are in at the time of issuance, or failing that, an address in the same state, instead of a random one · Singapore and Hong Kong cards are now assigned billing addresses as well (Hong Kong does not use postal codes, so an empty ZIP field there is expected) · Addresses come from a public address dataset, and each card gets its own — no address is shared between users What this means for you: newly issued cards get a billing address closer to where you actually are. Cards already issued are unaffected and keep their current address. If you know which billing address you need, you can replace ours at any time from the card details page — for new and existing cards alike. What we assign is a working default, not a restriction.
- Feature
Cards now come with a billing address — no more making one up
When you issue a card, the system now assigns it a genuine billing address matching the card's issuing country. It appears on the card details page as soon as the card is ready, alongside the card number, expiry date and CVV. Why it matters: merchants such as Claude, OpenAI and Facebook ask for a billing address when you add a card. Making one up, or reusing the same address across several cards, can be flagged as suspicious by the merchant's risk controls. After this change: · Every card has its own billing address, not shared with your other cards · The address matches the card's issuing country — a US card gets a US address, a Singapore card gets a Singapore address · You can edit it yourself on the card details page if you need to When adding the card at a merchant, copy the address shown on the card details page exactly as it is, rather than typing your own.
- Feature
Personal top-up address is live — one address you can reuse every time
Top-ups have been upgraded: every account is now assigned a permanent personal top-up address. You no longer create an order and wait for an address before each top-up. After this change: · The address is assigned once and stays valid, so you can save it in your address book and reuse it · Your top-up address appears immediately when you open the top-up page, with no waiting · Pay to that address and it is credited automatically, and you do not need to declare the amount in advance · Several major networks are supported, switchable on the page What this means for you: the most tedious part of the old flow — creating an order and then matching the exact decimal amount — is gone. Send whatever amount you want. Note: the personal top-up address is provided by the payment processor Gate Pay, which also receives the payment. Gate Pay converts it to US dollars and the amount is settled to your account balance. RDVCC does not receive or hold any crypto assets. ⚠️ Your personal address is tied to your account, so do not share it: anything sent there is credited to you. Assets other than USDT sent to this address cannot be credited.
- Feature
The site is now available in English
The full English version of the site is live. Switch languages from the selector in the top-right corner. The home page, pricing, card issuance, deposits, card management and account settings are all available in English. This means you can share a link with colleagues or friends who don't read Chinese — the page opens in English, with no need for browser translation. New pages and content will be published in English as well. If you find a page where the translation is wrong, or that still shows Chinese, please open a ticket and let us know.
The entries above are historical announcements, kept as written at the time of publication. Card types, fees and limits change as we adjust operations — always rely on the live figures shown on the card issuance and deposit pages.
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Free to register · Top up in USD · Several US and Singapore card BINs to choose from