What do I need to register and open a card?
Registration only needs an email + a one-time code + a password. Before your first card you complete one identity verification with your own valid ID (document photo + face check, about 3 minutes); most pass instantly.
First-time card users often bring expectations from applying for a physical credit card — list your assets, wait for manual review. The intensity of scrutiny is never determined by the "card" as a form factor, but by who bears the risk.
With a credit card, the bank fronts the money for you to spend, betting that you'll pay it back — so it must thoroughly examine your ability to repay through credit records and proof of income. A prepaid card is the reverse: you top up first, then spend. The platform fronts nothing and carries no credit risk.
Two risk structures, two levels of scrutiny
| Dimension | Credit card | Prepaid card (RDVCC) |
|---|---|---|
| Where the money comes from | The bank fronts it; you repay later | You top up first and spend your own money |
| Who bears the risk | The bank bears the credit risk of your default | The platform fronts nothing, so there's no credit risk |
| What the "limit" is | The bank's pricing of your creditworthiness | The money you top up onto the card — a one-time total pool |
| Review | Manual approval, with a wait | No credit check; a one-time identity verification before your first card, about 3 minutes, most pass instantly |
Fund safety and identity scrutiny are two separate layers: the card is issued by a licensed upstream issuer, and the funds on the card are held in custody by the issuer; the platform's ledger uses standard double-entry accounting and reconciles automatically with the upstream every day. What protects your money is the custody and reconciliation mechanism.
What is collected, and what each item is used for:
- Identity verification data (ID document photos + a face check) — collected once before your first card and used only for the issuer's compliance requirements, preventing duplicate registrations and risk control; when a card is issued, cardholder identity information is provided to the issuer as it requires. ID numbers and addresses are stored encrypted; photos are stored privately with an off-site backup, and viewing them requires a second admin verification and is logged. Retained for 5 years.
- The name on the card is generated by the system — enter it as shown on the card details page. It is separate from your identity verification data, which is used to declare the cardholder to the issuer and does not appear on the card.
- Viewing card secrets such as the CVV is a sensitive operation that requires two-step verification (a 2FA one-time code, enabled in Security Settings).
- Internal permissions are likewise minimized: the support and admin interfaces cannot view the full card number.
From registration to first card: the full timeline
- Registration: email + verification code + password, effective immediately, with no wait for manual review.
- Top up: minimum 35 USD, with $34.82 credited (a flat 0.5% fee, no tiers — the same rate for every amount). Just send USDT to your personal deposit address — no order to place and no amount to enter; each deposit must arrive as at least 35 USDT. It is credited automatically, usually 1–5 minutes on TRC20, 1–30 minutes on other networks; if it still has not arrived after the time shown on the top-up page, send the transaction hash (TxID) or a screenshot of the withdrawal to live support. Alipay, WeChat and bank cards are not supported.
- Identity verification: before your first card, verify once with your own valid ID (document photo + face check, about 3 minutes); most pass instantly, and you only do it once. This step comes before your first card rather than at registration, because only issuing a card needs it.
- Open a card: minimum limit 30 USD — a US-region AI subscription's $20 plan runs to 20–22 actually paid once partial state sales tax is included, past-due make-up charges reach $24–25, and API credit purchases can hit $26 — 30 covers all of these. A single card with a limit of 30 charges at most $32.60 to your balance (the limit + the issuance fee + the limit service fee at the 2% tier), with the full 30.00 limit usable on the card, which the $34.82 credited from your first top-up comfortably covers.
- Add the card and use it: a US card range on Mastercard/Visa, with the issuer explicitly supporting AI subscription use cases, and no SMS verification needed when adding the card and being charged. The whole flow from registration and identity verification to opening a card usually takes under 10 minutes; top-up crediting time is separate — usually 1–5 minutes on TRC20, 1–30 minutes on other networks.