What do I need to register and open a card?
Registration takes an email, a verification code and a password. Before your first card you complete cardholder info: name + phone number, effective immediately. No ID card, passport or facial recognition — we collect the minimum necessary.
First-time card users often ask one more question before topping up: do I need to submit an ID? Will there be facial recognition? That expectation comes from applying for a physical credit card — submit documents, list your assets, wait for manual review. None of those steps exist here. It isn't a simplified process; it's a matter of product structure: the intensity of scrutiny is never determined by the "card" as a form factor, but by who bears the risk.
With a credit card, the bank fronts the money for you to spend, betting that you'll pay it back — so it must thoroughly examine your ability to repay through credit records and proof of income. A prepaid card is the reverse: you top up first, then spend. The platform fronts nothing and carries no credit risk. Credit-bureau-grade KYC has no reason to exist in this structure: your information isn't being "waived" — it was never needed in the first place.
Two risk structures, two levels of scrutiny
| Dimension | Credit card | Prepaid card (RDVCC) |
|---|---|---|
| Where the money comes from | The bank fronts it; you repay later | You top up first and spend your own money |
| Who bears the risk | The bank bears the credit risk of your default | The platform fronts nothing, so there's no credit risk |
| What therefore must be checked | Credit records, income, document verification | Minimal identity elements: name + phone number |
| What the "limit" is | The bank's pricing of your creditworthiness | The money you top up onto the card — a one-time total pool |
| Review | Manual approval, with a wait | Effective immediately, no manual step |
Fund safety and identity scrutiny are two separate layers: the card is issued by a licensed upstream issuer, and the funds on the card are held in custody by the issuer; the platform's ledger uses standard double-entry accounting and reconciles automatically with the upstream every day. What protects your money is the custody and reconciliation mechanism, not collecting a few more photos of your documents.
Minimal collection: data never collected can never leak
Data security follows a simple rule: the exposure surface is proportional to the amount collected. Any platform can be attacked, but data that was never collected can never be dumped in a breach — there's no possibility of an "ID photo database being leaked" here, because that database simply doesn't exist. Only two things are actually collected, and each is explained item by item:
- Name — written into the cardholder field. A card must register a cardholder; this is information required to issue the card, and it isn't used for anything else.
- Phone number — written into the cardholder information along with the name, used for card-issuance review and flagging abnormal transactions; it is not shown to merchants and is not used for marketing outreach.
- Not collected: ID card, passport, face, proof of address, bank statements. With no collection, there is no corresponding storage, transmission, or leak point.
- Viewing the full card number and card details is a sensitive operation that requires two-step verification (a 2FA one-time code, enabled in Security Settings).
- Internal permissions are likewise minimized: the support and admin interfaces cannot view the full card number.
From registration to first card: the full timeline
- Registration: email + verification code + password, effective immediately, with no wait for manual review.
- Top up: minimum 30 USDT, with $29.40 credited (2% fee; reduced to 1.5% above 500, and 1% above 1000). An on-chain TRC20 transfer must be for the exact amount stated on the order — if the amount doesn't match, the order can't be identified; block confirmation takes 3–10 minutes and credits automatically, and if it hasn't arrived after 30 minutes, open a support ticket with your order number (first response typically within 2 hours during working hours). To avoid the on-chain transfer fee, use Crypto Payment: pay directly from your exchange balance at checkout, credited instantly. Alipay, WeChat and bank cards are not supported.
- Complete cardholder information: name + phone number, effective immediately once filled in. This step comes before your first card rather than at registration, because only issuing a card actually needs it.
- Open a card: minimum limit 26 USD — a US-region AI subscription's $20 plan runs to 20–22 actually paid once partial state sales tax is included, some past-due make-up charges reach $25, and 26 is just enough. A single card with a limit of 26 costs at most $28.52 in total (limit + 2% service fee on the limit + $1–2 card-issuance fee), which the $29.40 credited from your first top-up covers exactly.
- Add the card and use it: a US card range on Mastercard/Visa, with the issuer explicitly supporting AI subscription use cases, and no SMS verification needed when adding the card and being charged. The steps from registration to opening a card take about 5 minutes in total; top-up crediting time is separate — Crypto Payment credits instantly, while TRC20 needs 3–10 minutes of block confirmation.