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Is there an enterprise / high-volume channel?

Direct answer

If you need bulk card issuance or have significant monthly volume, open a ticket describing your needs and scale — business staff will follow up directly.

Last updated: 2026-10-09 · RDVCC Payments Research

In this industry, an "enterprise channel" is often imagined as a separate product line, or a VIP discount rate negotiated privately. There is a single published standard price list and no hidden internal rates; custom rates are open only to enterprise / team accounts that reach scale, by separate application and case-by-case assessment. What actually matters for large customers is to first distinguish which kind of "large" you mean: a large monthly spend, or a large number of cards needed at the same time. These two needs run through completely different mechanisms, and confusing them leads to a misjudgment of whether you are subject to limits. Breaking this layer down is far more useful than simply saying "there's a dedicated channel."

First distinguish: is your "large" about spend, or about card count?

This is the point most easily misjudged in this question. A single card's limit is a one-time total pool, not a monthly limit, and you can top up the limit at any time from your platform balance for a tiered service fee (from 2%, down to 0.5% by monthly volume), taking effect instantly. So a large monthly spend is essentially a "limit" issue, not a "card count" issue — with 1–2 cards you keep topping up the limit to handle a large spend, and there is no need to approach your account's card cap at all. The only need actually constrained by the hard card-count limit is "needing many cards active at the same time."

Your needWhat it really isWhich rule constrains it
Large monthly spend / monthly top-upA limit issueDoes not use up card-count quota; a few cards with ongoing limit top-ups suffice
Many cards active at the same timeA card-count issueSubject to the card cap: 5 by default, with self-service increases on the card-opening page; beyond the automatic ceiling, a business review
BothLimit + card countThe limit can be topped up, and the card count is raised step by step within the cap; large volumes require alignment with business staff

The standard price list is the same for everyone: the deposit fee has no tiers, and card service fees tier down automatically with monthly volume

The deposit fee is a flat 0.5% with no tiers, so depositing 35 and depositing 5,000 cost the same rate. It applies equally to all accounts, and there is no need to bundle your monthly deposits into one large transaction to reach a bracket. The card-issuance fee (from $1 per card) is charged per card; the limit-issuance service fee and the card top-up service fee are tiered by calendar-month cumulative top-up volume — 2% under $1,000, 1.5% from $1,000, 1% from $5,000, 0.8% from $10,000, 0.5% from $50,000, with the tier applying for the whole month and any overcharge refunded automatically. Limits from bulk card issuance count toward the same monthly total, so high volume drops you into a lower tier automatically, with no application needed. There is no monthly fee and no annual fee; a card that sits unused after issuance incurs no charge, which makes it well suited to preparing cards ahead of need. Enterprise / team accounts with genuine volume can apply separately for a custom rate, assessed case by case — it is never granted automatically based on how much you deposit.

Single top-up amountFeeWhat it means for large top-ups
35 (minimum)0.5%The same rate as large amounts; small and first-time deposits are not penalized
10000.5%A 5.00 fee, 995.00 credited
50000.5%A 25.00 fee, 4975.00 credited

Card count is a hard risk-control limit; bulk card-issuance needs require advance alignment

By default a new account can have at most 5 active cards at once and 5 cumulatively — this is a risk-control gate. It is not a difference in product tier, and it is never raised quietly: once a card range (BIN) is blacklisted on the merchant side, all users are harmed together, and the count gate protects the reputation of the entire card range. Once you have a genuine usage record, you can request a limit increase on the card-opening page, and the system reviews it automatically under uniform rules, raising the cap step by step; bulk needs beyond the automatic ceiling go to support as an application assessed case by case. Accounts used mainly for ad campaigns can also contact dedicated support (Telegram @rdvccsupport or live chat); once the business is confirmed and identity verification is complete, they join the advertiser group: the card limit starts at 50 and can be raised further on request, and ad BINs carry a 0% card top-up fee — every account in the group follows the same published rule. So "large spend" mostly does not need many cards at all (see the limit mechanism above); it is the bulk-issuance need — genuinely requiring many cards active at the same time — that belongs in a support ticket where you describe the scale for business staff to evaluate case by case. What business staff can do is assess, within compliance, how to absorb your volume in a rule-compliant way — for example, handling spend with a few higher-limit cards, or rolling over expiring cards through the card-closure process. Trying to get around the cap by registering several extra accounts will instead hit the freeze red line for "bulk registration to evade risk controls"; the proper path is alignment with business staff, not bypassing the gate.

Spell out these items in your ticket so the business team can assess faster

  1. Need type: large monthly top-up / spend, bulk card issuance, or both.
  2. Scale: your expected monthly top-up or monthly spend magnitude; if you need multiple cards, the number of active cards needed at the same time.
  3. Use case: AI subscriptions, other SaaS, or ad campaigns — merchant risk controls vary greatly by category, which directly affects the feasibility assessment.
  4. Rollout pace: one-time card issuance or rolling replenishment, and whether there is a time-window requirement.
  5. Account status: whether you have already registered, your current card count and card cap, so we can judge whether self-service increases are enough.

Business alignment is about scale, not a promise of account-side success

The boundary needs to be stated up front. On the card side we guarantee: the card range is logically compliant, and mechanical declines (merchant category, issuer risk controls, AVS) have not been seen in monthly reconciliation; a failure will typically be a self-checkable, mechanical cause such as insufficient limit, insufficient balance, or mistyped card details. But on the account side — whether your merchant account, IP, and spending pattern are accepted by the other party's risk controls — does not change just because scale grows; bulk campaigns or bulk subscriptions still each require a well-nurtured account, and this part carries no promise of success. Scale does not change this boundary — do not believe any claim that "high volume guarantees approval."

In short: there is one published standard price list. First distinguish whether your "large" is about spend or about card count — a large spend can be handled by continuously topping up the limit on a few cards (service fee from 2%, tiered by monthly volume down to 0.5%, credited instantly) without using up card-count quota; only needing many cards at the same time runs into the card cap (5 by default, with self-service increases; large volumes go through business staff). Set out your need type, scale, and use case clearly in a support ticket (and add rollout pace and account status if you need multiple cards), and business staff can judge case by case how to absorb your volume within the rules.