Is there an enterprise / high-volume channel?
If you need bulk card issuance or have significant monthly volume, open a ticket describing your needs and scale — business staff will follow up directly.
In this industry, an "enterprise channel" is often imagined as a separate product line, or a VIP discount rate negotiated privately. There is a single published standard price list and no hidden internal rates; custom rates are open only to enterprise / team accounts that reach scale, by separate application and case-by-case assessment. What actually matters for large customers is to first distinguish which kind of "large" you mean: a large monthly spend, or a large number of cards needed at the same time. These two needs run through completely different mechanisms, and confusing them leads to a misjudgment of whether you are subject to limits. Breaking this layer down is far more useful than simply saying "there's a dedicated channel."
First distinguish: is your "large" about spend, or about card count?
This is the point most easily misjudged in this question. A single card's limit is a one-time total pool, not a monthly limit, and you can top up the limit at any time from your platform balance for a 2% service fee, taking effect instantly. So a large monthly spend is essentially a "limit" issue, not a "card count" issue — with 1–2 cards you keep topping up the limit to handle a large spend, and there is no need to approach your account's card cap at all. The only need actually constrained by the hard card-count limit is "needing many cards active at the same time."
| Your need | What it really is | Which rule constrains it |
|---|---|---|
| Large monthly spend / monthly top-up | A limit issue | Does not use up card-count quota; a few cards with ongoing limit top-ups suffice |
| Many cards active at the same time | A card-count issue | Subject to the hard limit of 2 active / 3 cumulative |
| Both | Limit + card count | The limit can be topped up, but card count is still hard-capped; requires alignment with business staff |
The standard rate is the same for everyone — deposit size does not automatically buy a lower rate
A large monthly spend does not automatically trigger a discount — the deposit fee is a flat 0.5% with no tiers, so depositing 35 and depositing 5,000 cost the same rate. It applies equally to all accounts, and there is no need to bundle your monthly deposits into one large transaction to reach a bracket. The card-issuance fee (from $1 per card), the limit-issuance service fee (2%), and the card top-up service fee (2%) all accumulate linearly by card count or by percentage — issuing in bulk neither adds a surcharge nor grants a discount. There is no monthly fee and no annual fee; a card that sits unused after issuance incurs no charge, which makes it well suited to preparing cards ahead of need. Enterprise / team accounts with genuine volume can apply separately for a custom rate, assessed case by case — it is never granted automatically based on how much you deposit.
| Single top-up amount | Fee | What it means for large top-ups |
|---|---|---|
| 35 (minimum) | 0.5% | The same rate as large amounts; small and first-time deposits are not penalized |
| 1000 | 0.5% | A 5.00 fee, 995.00 credited |
| 5000 | 0.5% | A 25.00 fee, 4975.00 credited |
Card count is a hard risk-control limit; bulk card-issuance needs require advance alignment
An account can have at most 2 active cards at once and 3 cumulatively — this is a hard risk-control limit. It is not a difference in product tier, nor a default that can be quietly raised: once a card range (BIN) is blacklisted on the merchant side, all users are harmed together, and the count gate protects the reputation of the entire card range. The default is not raised quietly, but if you have a genuine business need you can contact support to apply and have it assessed case by case — it is not relaxed for any single customer. So "large spend" mostly does not need many cards at all (see the limit mechanism above); it is the bulk-issuance need — genuinely requiring many cards active at the same time — that belongs in a support ticket where you describe the scale for business staff to evaluate case by case. What business staff can do is assess, within compliance, how to absorb your volume in a rule-compliant way — for example, handling spend with a few higher-limit cards, or rolling over expiring cards through the card-closure process — rather than simply piling up the card count on a single account. Trying to get around the cap by registering several extra accounts will instead hit the freeze red line for "bulk registration to evade risk controls"; the proper path is alignment with business staff, not bypassing the gate.
- Need type: large monthly top-up / spend, bulk card issuance, or both.
- Scale: your expected monthly top-up or monthly spend magnitude; if you need multiple cards, the number of active cards needed at the same time.
- Use case: AI subscriptions, other SaaS, or ad campaigns — merchant risk controls vary greatly by category, which directly affects the feasibility assessment.
- Rollout pace: one-time card issuance or rolling replenishment, and whether there is a time-window requirement.
- Account status: whether you have already registered and your current card count, so we can judge whether you have already reached the 5 / 10 hard limit.
Business alignment is about scale, not a promise of account-side success
The boundary needs to be stated up front. On the card side we guarantee: the card range is logically compliant, and mechanical declines (merchant category, issuer risk controls, AVS) are all 0; a failure will only be a self-checkable, mechanical cause such as insufficient limit, insufficient balance, or mistyped card details. But on the account side — whether your merchant account, IP, and spending pattern are accepted by the other party's risk controls — does not change just because scale grows; bulk campaigns or bulk subscriptions still each require a well-nurtured account, and this part carries no promise of success. Scale does not change this boundary — do not believe any claim that "high volume guarantees approval."