Why do you publish every fee?
A common industry practice is to publish one fee layer, hide another, and leave key rules unwritten. We do the opposite — every charging point is on this page and the pricing page. Feel free to compare it against any similar platform.
Framing "do you dare to publish it" as a matter of courage misses the point: it is really a matter of verifiability. The only value of publishing fee rates is letting you calculate the total cost down to the cent before you pay. Whether a platform is willing to let you do that arithmetic tells you far more than how often it repeats that it is transparent.
Look at it another way: writing out every fee is not bravery on our part, it is structurally costless. The reason some platforms in this industry disclose one layer and hide another is that the real profit often lives in what goes unwritten, the second markup at the card level and the hidden hurdles at withdrawal. Writing it out means putting that profit on the table for comparison shopping. Our charges have only one layer, all four points are out in the open with no second layer behind them, so publishing them costs us nothing at all.
There are only four charging points in total, listed in the table below
| Charging point | Fee rate | When it applies |
|---|---|---|
| Top-up fee | From 2%, tiered downward: 30-500 USDT is charged 2%, 500-1000 is charged 1.5%, above 1000 is charged 1% | When the USDT top-up is credited, deducted from the top-up amount |
| Card opening fee | $1-2 per card, set by card tier | Charged once each time a card is opened |
| Card opening limit service fee | 2% | At card opening, charged on the opening limit |
| Card top-up service fee | 2% | When topping up an existing card, drawn in real time from the platform balance |
Beyond these four points, there is no second layer of fees
- No monthly fee, no annual fee, no account management fee. You are charged by usage, and an idle card incurs no fees whatsoever.
- No second card-level fee layer. There is no extra markup at the issuing stage. The four points are all of it.
- No hidden charges. Before you pay, you can use the published tiered rates to calculate the fee, the credited amount, and the total cost down to the cent, on the same basis as the worked examples below.
- Even the "bad news" is public: independent-limit cards are charged $0.60 per failed payment (the mainstay card tier with a shared limit is exempt). This is the upstream issuer's original cost passed through at par, with nothing added, and it is spelled out in the open as well.
Only a platform that can answer these five questions point by point is truly transparent
The five questions below are the touchstone for whether a platform's fee rates are genuinely transparent. You can take each one and hold it up against any comparable platform. Anything they cannot answer, or that requires you to "contact support to find out," is usually the layer that has been hidden. And these five, we answer point by point right here on this page.
- Beyond the top-up fee, is there a charge for topping up a card? How much?
- Beyond the platform fee, is there a second fee layer at the card level (the issuer)?
- Is there a monthly fee, an annual fee, or an account management fee?
- Is there a charge when a payment is declined? How much? Is it passed through at par?
- If you want your platform balance back (account withdrawal), how is it charged, and are there any hurdles?
The answers to the first four questions are all in the fee table and list above. The fifth is the one peers are most likely to hide, so we state it plainly too: if you genuinely need to withdraw your platform balance, you can submit a support ticket, and once approved it is refunded in USDT along the original path, with only a single on-chain transfer fee deducted from the withdrawal amount and no additional hurdles. If part of it consists of a limit returned from a closed card, that portion can only be requested after the upstream 60-90 day freeze period has elapsed.
Every total cost can be calculated down to the cent, and that is what publishing it is for
Publishing is not about posting a string of percentages, it is about letting you recompute the numbers yourself. Two examples: top up 30 USDT, charged 0.60 at 2%, and 29.40 is credited; open a card with a 26 limit, and the maximum total cost is 28.52, which is the 26 limit + 26x2% service fee + $2 card opening fee (using the top of the card tier). You can calculate both of these numbers right now using the rates in the table above, and only if they match is it truly public.