What is the minimum deposit, and why?
35 USDT. The threshold is set against the cost of opening a card: 35 deposited is credited as 34.82 (0.5% fee), and a minimum-limit card deducts 32.60 (30 limit + up to $2 issuance + 0.60 limit service fee at the 2% tier). One deposit at the minimum covers one card — no second top-up needed.
"Can I deposit a little less just to test the waters?" is the most-asked question on the top-up page. The short answer at the top gives the conclusion; here we lay the numbers out for you: the deposit threshold is 35 USDT, which credits 34.82 after the flat 0.5% fee, while opening a card at the minimum limit (30) charges your balance at most 32.60 (limit + issuance fee + limit service fee at the 2% tier). Put the two side by side and it is clear — one minimum deposit is just enough to open one minimum-limit card, with 2.22 left over. The platform balance is designed for opening cards and topping up cards; if the money that arrives can't even open a single minimum-limit card, it just sits in your balance waiting for a second deposit.
Beyond this chain of reasoning, one more rule needs to be clear up front: 35 USDT is the threshold for every single deposit, not just the first — each deposit must arrive as at least 35 USDT, and anything below 35 is not credited. Below we do the math first, then explain how to transfer so you don't get stuck under the threshold.
How the math works out: from the real price of a subscription to the 35 deposit threshold
- The starting point is what you actually pay for a US AI subscription: the $20-tier plan includes sales tax in some states, so the real amount paid is usually $20-22, and certain back-charges for arrears can reach $25.
- That's why the minimum card limit is set at 30 US dollars: it covers all the fluctuation from sales tax, back-charges and API credit purchases (up to $26), so the first charge won't be declined for being a dollar or two short.
- Opening this 30-limit card charges at most $32.60 to your balance: 30 (the limit) + a $2 issuance fee (the card-opening fee runs from $1 per card, depending on the card tier) + a $0.60 limit service fee (at the 2% tier, charged separately); the full 30.00 limit is usable on the card — the card gets exactly the limit you enter.
- The deposit threshold is 35 USDT: at the flat 0.5% fee, depositing 35 credits $34.82, which covers this card's $32.60 and leaves $2.22.
So what the 35 threshold means in practice is direct: a single minimum deposit covers the full $32.60 charge of one minimum-limit card with a little room to spare — 35 credits 34.82, leaving 2.22 after the 32.60. The deposit fee has no tiers — every amount pays the same 0.5%:
| Deposit amount (USDT) | Fee | Credited |
|---|---|---|
| 35 (minimum) | 0.5% | $34.82 |
| 100 | 0.5% | $99.50 |
| 1000 | 0.5% | $995.00 |
| 5000 | 0.5% | $4975.00 |
Your deposit address needs no order, but every deposit must reach 35
Deposits now go to your personal deposit address: pick a network on the top-up page (TRC20 / ERC20 / BEP20 / Solana / Arbitrum / Polygon), copy your personal address, and withdraw to it from your exchange or wallet. There is no order to place and no amount to enter — the system recognizes you by the address and credits the funds after the 0.5% fee. The address is long-term and can be reused.
The threshold is measured on the amount that arrives, not the withdrawal amount you type on the exchange: the exchange deducts its withdrawal fee from that amount, so to receive 35, send about 2 USDT extra and don't let the fee push the deposit under the threshold. Crediting time depends on the network: TRC20 usually takes 1–5 minutes and other networks 1–30 minutes, counted from when your exchange shows the withdrawal as "Completed" — the top-up page shows the time for the network you choose.
Hands-on checklist
- Every deposit must arrive as at least 35 USDT (the amount received, not the withdrawal amount): the exchange deducts its withdrawal fee from that amount, so to receive 35, send about 2 USDT extra.
- Make your first deposit 35 (crediting $34.82, enough to cover the $32.60 maximum charge of a minimum-limit card); to open a higher-limit card, work out the total card-opening cost in advance (limit + issuance fee + limit service fee, from 2% tiered by monthly volume) and deposit enough in one go, so you don't pay the withdrawal fee twice.
- Use exactly the network selected on the top-up page: withdrawing on the wrong network or sending the wrong token may not be credited, so check the network and the first and last 4 characters of the address before you send; always copy and paste the address, never type it by hand.
- If it hasn't arrived after the time shown on the top-up page, first check that your exchange shows the withdrawal as "Completed"; if it is completed and still not credited, send the transaction hash (TxID) or a screenshot of the withdrawal to live support.
- The platform only accepts USDT; it does not support Alipay, WeChat Pay, or bank cards.